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Buying your first car

By DriveThruL Team·Published 19 December 2025·12 min read·Driving Tips
Buying your first car

What to consider

Insurance groups

Cars are rated in insurance groups from 1-50. Lower numbers are cheaper to insure. As a new driver, consider cars in groups 1-10 initially.

Running costs

  • Fuel efficiency (mpg)
  • Road tax (based on emissions)
  • Service intervals and costs
  • Parts availability

Popular first cars

  • Ford Fiesta
  • Vauxhall Corsa
  • Volkswagen Polo
  • Toyota Yaris
  • Hyundai i10/i20

Checks when buying

  • HPI check for outstanding finance, theft, or write-off history
  • Full service history
  • MOT history (free to check on GOV.UK)
  • Test drive in various conditions
  • Independent inspection for private sales

Insurance tips for new drivers

  • Get quotes before buying. some cars cost much more to insure
  • Consider black box (telematics) policies
  • Adding an experienced named driver can help reduce premiums
  • Pay annually if possible (monthly costs more overall)
  • Compare quotes from multiple providers
first carbuying guidenew driver

About the author

DriveThruL Team

Written by the DriveThruL team of DVSA-approved driving instructors based in East London, with over 15 years of combined experience teaching learner drivers.

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